Depositing money shouldn't be scary.
What should have happened
That's what unified deposits are for.
It just works.
Start trading
Sources
- "your bank thinks you bought cash." Card networks code crypto purchases as MCC 6051 (quasi-cash). Many issuers block them or treat them as cash advances. Banxa
- "day 59." A US consumer can return a bank pull (ACH debit) as unauthorized for up to 60 calendar days. Nacha
- "your bank said no." A January 2026 UK industry survey found banks block or delay about 40% of transfers to crypto platforms. Yellow
- "now do it again for the on-ramp." On-ramps run their own identity checks, even if the app already verified you. Example docs
- "that'll be fees." Bridge and swap fees come out of the deposit unless the app covers them. Example docs
- The steps are simplified. Real stacks overlap, and checks run at more than one point.